Finance

Managing finances and tax obligations for your gardening business. Our articles cover VAT registration, bookkeeping systems, securing funding, and setting up business banking.

All About Income Tax

Self-employed gardeners need to understand income tax basics, how it's calculated and when payments are due to HMRC.

All About Payroll

Set up payroll correctly for your gardening business employees with accurate records, tax deductions and on-time payments.

Applying for a Loan

Get a loan for your gardening business: compare bank options, non-bank lenders, and what to expect from the application process.

Applying for Grants and Funding

Starting a gardening business on a budget is possible through grants and funding, which don't require repayment like loans do.

Bookkeeping and Accounting Systems

Set up proper bookkeeping and accounting systems for your gardening business to manage finances and avoid legal issues.

Employing an Accountant

A guide to hiring an accountant for your small business to handle taxes, bookkeeping and save you time and money.

Finding Start-up Capital

Where to find funding for your new gardening business without draining your savings.

Opening a Business Bank Account

Set up your gardening business the right way by comparing business bank accounts and understanding what different banks charge.

Organising Your Finances

Keep your gardening business finances organised with proper bookkeeping, tax planning and timely payments to stay on track.

Understanding and Registering for VAT

Whether your gardening business needs to register for VAT depends on your annual turnover, and you must register once you hit £90,000.